Skip to main content

Direct lender for Personal Funding, Business Funding, and Business Line of Credit

For broker and referral partners

Partner With a Direct Lender

You work with the client. The Final Loans provides the direct-lending relationship for eligible personal and business financing inquiries that fit our active programs.

We work with qualified referral and broker partners who introduce clients looking for Personal Funding, Business Funding, or a Business Line of Credit. Partner participation and any commercial terms are governed by the applicable agreement.

Illustrative broker and accountant reviewing a client file together
Why partners

Why Partners Work With The Final Loans

  • Direct-lending relationship for the core funding programs.
  • An internal application-review process.
  • Separate application paths for personal and business funding.
  • Clear communication about what information is needed and what stage the client has reached.
  • A defined process for approved partner referrals.
Onboarding

Partner Process

  1. Introduce your business

    Introduce your business and the types of clients you serve.

  2. Review the requirements

    Review the applicable partner requirements and agreement.

  3. Onboarding

    Complete any required onboarding and verification.

  4. Submit inquiries

    Submit authorized client inquiries through the approved process.

  5. Status questions

    Coordinate status questions through the designated partner channel.

Important Partner Rule

  • Referral partners should not promise approval, a specific rate, a specific funding amount, or a specific funding date unless that information has been confirmed in writing by The Final Loans and is authorized for communication.